LPL Financial
The Garland Financial Group was started by Renee Garland for two reason. First, to focus on client needs, instead of corporate profits. Secondly, to provide holistic planning and client strategies at a reasonable cost.
Our motto is "do unto others as you would have done unto you.". We enjoy and pride ourselves in building relationships and providing valuable personal service to our clients.
Our philosophy is to empower our clients with the information they need to make strong financial decisions, in doing so, that they may work towards their established goals.
The Garland Financial Group has the knowledge and resources to work with business owners and individuals alike assisting them with a broad range of financial issues, including:
- Personal Financial Strategies
- Retirement Planning
- Insurance Services
- Executive and Employee Benefits plans
- Estate planning
- Investment Strategies
We look forward to getting to know you and assisting you in working towards the goals you set for yourself.
Newsletters
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Retiring in a Down Market? Don’t Panic
Market volatility makes most investors nervous, but a big downturn can be especially disturbing to those who are approaching retirement or newly retired. This article presents three fundamental concepts that may help investors keep market movements in perspective and maintain their focus on long-term goals.
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How Taxes Impact Your Retirement-Income Strategy
Retirees face unique challenges when managing their income, particularly when it comes to taxes. This article provides an overview of tax-related issues, from taxing Social Security to the new RMD rules and determining when to tap taxable and tax-advantaged accounts.
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A Mortgage Recast Is an Alternative to Refinancing
This article explains how a mortgage recast works to enable a homeowner to reduce a monthly mortgage payment without having to refinance and why it may be an appealing solution in certain situations.
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Coming in 2024: New 529 Plan-to-Roth IRA Rollover Option
The SECURE 2.0 Act includes two new provisions related to college savings and funding. Learn more in this article.
Calculators
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College Funding
Use this calculator to estimate the cost of your child’s education, based on the variables you input.
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Credit Card Debt
How Long Will It Take to Pay my Balance?
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Cash Flow Analysis
This Cash Flow Analysis form will help you weigh your income vs. your expenses.